Running a business is a difficult process and one which is constantly fraught with unexpected financial difficulties. Generally, they work with individuals or institutional clients to assess their financial needs and help Personal Financial Advisor them achieve financial goals, such as choosing investments (money market, real estate investments, stocks and bonds), and they also explain tax laws relevant to certain investments and help with insurance decisions.
Our What We Offer section details some of the services available from Astute Financial Planners, while the Client Scenarios menu contains a number of hypothetical scenarios based on our previous work as independent financial advisers and the level of service we can offer.

Our philosophy is simple: we want to help you achieve your financial goals by providing clear, transparent advice and tailored, cost-effective solutions, allow Clarity IFA to help you achieve your financial goals and aspirations by getting in touch with our independent financial advisers today.
Based in East Lothian, near Edinburgh, Niven Financial Ltd is an Independent Financial Adviser, providing financial advice to clients throughout the UK. Niven Financial Ltd provide advice on: Mortgages, Equity Release, Pensions, Life Insurance, Annuities, Investments and Long Term Care.

Many banks offer the option to use their financial advisers for your investments, they may offer incentives such as lower fee transactions or free business banking if you have an investment account at the bank, however, it is important to make sure your bank's investment services are the right fit for you.
While financial planners assist individuals that already know what they want from their money and just need advice on how to achieve it, money coaches teach individuals the necessary life skills needed to have a good relationship with money and also keep their clients accountable.

While her choice isn't without risk — peer-to-peer lending isn't covered by the Financial Services Compensation Scheme, and returns can be affected by borrower defaults — she's satisfied that she doesn't need financial advice. At BEST FA, all our financial advisors are experts with many years of experience under their belt.
We have designed an approach to advice that is flexible enough to meet your changing needs and circumstances, from early wealth creation to management of assets and ultimately to preserving wealth for retirement and future generations. William provides holistic financial planning to private clients, working alongside Rathbone's investment managers, to help them achieve their financial goals.