As Canadians continue to struggle with high housing prices, the federal government has stepped in to help carry the weight of those hefty mortgage payments with the First Time Home Buyer Incentive. Do not go it alone, and make sure if you are buying in an area where this is possible, that your real estate agent has experience and success in these matters, otherwise the seller's realtor and the other buyers' real estate agents will exploit any weakness.
You must open your first new Eligible Personal Banking Account by 9:00 PM EST on February 27, 2020 and complete two of the following Qualifying Criteria by 9:00 PM EST on April 30, 2020: apply, get approved for and activate a new RBC credit card; complete any purchase with the debit card linked to your Eligible Personal Banking Account; complete an Interac e-Transfer or mobile cheque deposit; or complete any of the Non-Student Account Qualifying Criteria.



Some of the areas and provincial places where you could buy and sell would include Ontario, Quebec, British Columbia, Alberta, Manitoba, Saskatchewan, Newfoundland, Nova Scotia, Vancouver, Calgary, Ottawa, Toronto, Mississauga, and Montréal Real Estate.
Saving enough for a down payment on a home and managing the monthly costs of homeownership can be challenging—especially for first-time home buyers, many of whom are trying to establish or advance their careers, raise young families, or even relocate to a new community.

RBC Virtual Visa Debits, Third-party payment Debits, RBC Royal Bank loan payments, RBC Royal Bank mortgage payments, pre-authorized and self-serve RBC Royal Bank credit card payments and contributions to RBC investment accounts (such as GICs, Royal Mutual Funds, Registered Savings Plans, Registered Education Savings Plans, Registered Disability Savings Plans and Tax-Free Savings Accounts) from your RBC Day to Day Banking Account, U.S. Personal Account, Leo's Young Savers Account or RBC Student Banking Account are free of charge.
From traditional mortgages to adjustable rate and hybrid loans, there are financing packages designed to meet the needs of virtually anyone.While the different choices Home Buyers Ontario may seem overwhelming at first, the overall goal is really quite simple: you want to find a loan that fits both your current financial situation and your future plans.

If, for some reason, the Expected Graduation Year you have provided at the time of opening your Eligible Bank Account differs from the one you indicate on your credit card application form, the Expected Graduation Year you have provided at the time of opening of your Eligible Bank Account will prevail and be used for determining the expiry of this offer.